Skip to main content

Watch McKinley Carter's '4Q2022 Market Review & Outlook for 2023' Video

Photo of Monica M. Garver, CPA, CFP®, AIFA®, CDFA®

Monica M. Garver, CPA, CFP®, AIFA®, CDFA®

Director of Retirement Plan Services and Financial Strategist

Monica serves as the firm's director of Retirement Plan Services, working with the executive team to oversee all retirement plan services/components and their delivery to our Retirement Plan clients. Additionally, Monica works as a financial strategist in the Johnstown office where she provides her wealth management clients with unbiased advice that seeks to help them reach their life goals. She also serves on McKinley Carter's Investment Services Council (ISC), which oversees the design, communication and implementation of our comprehensive investment programs, as well as the firm's Tax and Legacy Planning Specialized Practice Group.

Licensing and Education

  • CERTIFIED FINANCIAL PLANNER™ Professional
  • Accredited Investment Fiduciary (AIF®)
  • Accredited Investment Fiduciary Auditor (AIFA®)
  • Certified Divorce Financial Analyst (CDFA®)
  • Certified Public Accountant (CPA)
  • Bachelor of Science in Accounting Duquesne University

Accomplishments and Honors

With over 35 years of experience in financial planning and investment management, Monica is a National Registered Financial Advisor of the National Association of Personal Financial Advisors (NAPFA). In 2020, she was selected as an AIF® Item Writer, which means she is a contributor to the Accredited Investment Fiduciary certification program based on merit. Monica is also a recipient of Pittsburgh Magazine’s “Five Star Wealth Manager Award.”

Community Involvement

Monica has been on several boards within the community; she is a former treasurer to the Johnstown Symphony Orchestra.

Selected Resources

Monica’s Articles
IMPORTANT beneficiary info 800px

Lessons from Beneficiary Designations Gone Bad

The importance of reviewing all beneficiary designations is best told by actual stories of beneficiary designations gone bad. We asked those who handle corporate retirement plans, and particularly the processing of beneficiary claims, about beneficiary designations gone bad. Here's what they shared about bad situations left behind for unsuspecting heirs to navigate.

Read More
ESG Upload to Insights

Department of Labor takes a 180 Degree Turn on ESG Investing

Review a summary of key updates from the Department of Labor as it regards Environmental, Social, and Corporate Governance (ESG) investing.

Read More
Loan Interest Rates

What is an appropriate interest rate for plan loans?

Digging a little deeper into the ERISA and IRS requirements that DC plan loans reflect a “reasonable rate of interest”.

Read More
A women smiling in an office, meeting with a client.

Expect to Leave Invigorated.

Every conversation with McKinley Carter is an energizing experience, an opportunity to take your financial instincts and confidence to the next level—starting with the very first one.

Reach out for a consultation.
Play