On October 31, 2023, the Department of Labor (DOL) released its “Proposed Retirement Security Rule: Definition of an Investment Advice Fiduciary.” If finalized, a new definition of an “investment advice fiduciary” under the Employee Retirement Income Security Act of 1974 (ERISA) would apply, likely resulting in more individuals becoming fiduciaries. Learn more.

Protecting your personal information is more important now than ever before. With the increasing number of data breaches and identity theft cases, it's crucial to take proactive steps to safeguard your credit. One effective way to do this is by freezing your credit. Let's dive deeper into what credit freezing is, how to freeze your credit, and the benefits of taking this precautionary measure.

Protecting ourselves and seniors from fraud schemes requires awareness, education, and vigilance. By understanding the common schemes used against seniors, we can empower them to recognize scams and avoid becoming victims. Learn about the three most common fraud schemes against seniors and how to avoid them.

Did you know your property ownership is vulnerable to cyber thieves? In this article, we dive into the world of property title protection and explore ways that you can add layers of defense against potential property fraud. Your dream home deserves more than just your investment, it deserves your vigilant protection.

"Elvis has left the building" is a phrase that was often used by public address announcers at the conclusion of Elvis Presley concerts in order to disperse audiences who lingered in hopes of an encore.

With that in mind, we believe that Federal Reserve Chair Jerome Powell has strongly hinted that when it comes to the Fed’s rate-hiking cycle that began in March of 2022, Elvis (future rate hikes) has now “left the building.”

Read more about Senior Investment Strategist Dave Nolan's 4Q2023 market review and what may be ahead for 2024.

The legal construct of a Trust is invaluable in financial management, offering a means to secure and distribute assets according to specific terms and conditions. Given the complexities of individual, family, and business relationships and objectives, a tool with these capabilities is unique. Learn about the various types of Trusts and the role they play in financial planning.

As Socrates once said, “Awareness of ignorance is the beginning of wisdom.” If you recognize a lack of proficiency, don’t be afraid to educate yourself. Of course, we all know we can’t be experts on every topic, but gaining a basic understanding that will help you ask the right questions will benefit you in the long run.

Personal finance is no different. Dismiss the notion that "the world of finance is a guy’s thing” and become more proactive about learning the basics. It will truly benefit your personal financial freedom! Check out these basic Investing 101 terms.

More and more workers are taking hardship distributions from their 401(k) accounts, a recent report shows. At the same time, the New York Federal Reserve reported in August that credit card debt among U.S. households exceeded $1 trillion for the
first time ever, with an increase of $45 billion in Q2 alone. In this challenging environment, how can plan sponsors support participants who may be struggling with high debt and help them avoid raiding their retirement savings to stay afloat? Learn more.

Did you know nearly half of women ages 25 and older lack access to a tax-advantaged, employer-sponsored retirement plan? Even among those women who are eligible for workplace retirement plans, average account balances lag far behind those of men. What can employers do to help? Learn how addressing the gender gap in retirement savings can lead to many tangible benefits for your organization.