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Category: Risk Management
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Filling the Gap with Disability Insurance

Many people who feel the need to financially provide for their families "in case the worst happens" often seem to have only a vague idea of how to provide for them if they are unable to work for a time due an accident or extended illness. Learn how Disability Insurance is applied to determine if it's right for you in your "life planning".

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Find Help with Your Medical Bills

Despite over 90% of the United States population having some form of health insurance, medical debt remains a persistent problem. For people and families with limited assets, even a relatively small unexpected medical expense can be unaffordable. For people with significant medical needs, medical debt may build up over time with often no other option but making monthly payments as you can.

It can be understandably distressing trying to figure out how to pay out-of-pocket medical expenses — but it is important to understand all your options and to get financial assistance for medical bills as soon as possible. Check out these tips to help you in navigating your medical bills.

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Building Your Wall Against ID Theft

You lead a busy life and the danger of identity theft may not feel so urgent, so it's not a priority on your to-do list. Sound familiar? If you haven't found the motivation to address this issue, try breaking it down into smaller action steps. Each step taken toward protecting yourself against identity theft is a brick in a wall you build around the achievement of your future financial goals. Learn more.

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Small Business Continuity Planning: Have You Safeguarded YOUR Business?

Seventy-five percent of business owners don't have a documented succession plan specifying what occurs if an owner or employee in a senior role dies or becomes disabled. Learn more about how to craft a strong business continuity plan that takes care of the business, its owners, and employees.

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Buyer Beware: Retail Therapy May Be More Costly Than You Know

Quarantines have resulted in a huge upswing of online shopping. But beware of the temptation to overdo your retail therapy. Here's what you need to know.

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Insuring Your Valuables Can Be Risky Business

Don't assume your valuables are fully covered under your homeowners policy -- Most limit or exclude coverage for artwork and collectibles. Learn more.

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How to Stay Safe from Covid-19 Cyber Scams

Everyone is affected by the Coronavirus, and cyber criminals are poised to take advantage of people's fear and uncertainty. Check out these security tips.

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How to Say 'Bah Humbug' to Financial Scammers

The holidays are "prime-time" for scammers. Don't get duped. Learn how to protect yourself and your financial assets.

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Recognizing the Signs of Elder Abuse

Protecting seniors from elder abuse is important in today's world of scams and fraud. Check out these four signs that the senior in your life may need help.

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